Posts Tagged ‘French Lifestyle’
Thursday, May 27th, 2010
With Capital Gains Tax in the news in the UK, here’s the French position.
No capital gains tax is payable to the French government on the sale of a principal residence by a French resident (and taxpayer) whatever their nationality. You just have to pay the Notaire’s fees and repay your French mortgage.
For second homes CGT is levied at 16% for EU residents with French residents paying an extra 11% social charges, while non-EU residents are charged 33%. The Notaire will collect the tax at the point of sale.
However, capital gains tax is reduced progressively by 10% per year after 5 years’ ownership, so there is no tax to pay after 15 years. The cost of improvements carried out by French-registered contractors can be deducted from the capital gain between buying and selling prices. French residents also pay CGT on the sale of a second home, wherever it is situated. They too are exempt from capital gains tax on the sale of a second home after 15 years ownership.
If you are thinking of relocating to France, where Capital Gains are treated differently, Best French Mortgage can organise a mortgage for your French home at the best rates from the best French banks.
Best French Mortgage are the leading online French mortgage broker:
Click here to apply for your French Mortgage.
Tags: bargain cheap property french mortgage, Capital Gains Tax, CGT, Compromis de Vente, Equity Release French Mortgage, french home and business mortgage, French Lifestyle, french mortgage advice, french mortgage broker, french mortgage checklist, french property mortgages, Jayne’s says
Posted in Alpes-Côte d'Azur, Aquitaine, Client Information, Financial News, France, French Mortgage, Jayne's says, Paris-Île-de-France, Provence, Rhône-Alpes, UK | Comments Off
Wednesday, May 12th, 2010
Thursday 13 May is Ascension Day and in France this is marked by a Bank Holiday. Because the French Bank Holiday falls on a Thursday, many people will make it a long weekend by taking Friday off as well. In France this custom is common, and it’s called “faire le pont” literally “make a bridge”. The previous two public holidays both fell on a Saturday and in France they are forfeit, not rolled over.
For house hunters this may mean you cannot get a viewing appointment until next week. Expect to find a sign in the estate agent’s window announcing “Fermeture exceptionnel”. You can still research the French mortgage market online. Learn more about French mortgages and how a good mortgage broker can help you from our website, Best French Mortgage.
The online portal for Best French Mortgage will be open throughout the weekend, of course, so you will still be able to apply for your French mortgage. We promise to find you the best French mortgage from top tier French banks and mortgage providers. We don’t charge clients for our mortgage broking services.
Best French Mortgage are the leading online French mortgage broker:
Click here to apply for your French Mortgage.
Tags: bargain cheap property french mortgage, buy to let french mortgage, Compromis de Vente, Equity Release French Mortgage, French bank holiday, French Estate Agents, french home and business mortgage, french home information pack, French Lifestyle, french mortgage broker, french mortgage broker regulations, french mortgage market trends, French News, french property mortgage, french property mortgages, French Realty, Jayne’s says
Posted in Alpes-Côte d'Azur, Alsace, Aquitaine, Australia, Auvergne, Basse-Normandie, Bourgogne, Bretagne, Brittany, Burgundy, Buy and Leaseback, By Country, Center, Centre, Champagne-Ardenne, Client Information, Equity Release, Euro Mortgage, France, Franche-Comté, French Lifestyle, French Mortgage, French Property News, Haute-Normandie, Jayne's says, Languedoc-Roussillon, Limousin, Lorraine, Lower-Normandy, Midi-Pyrénées, Mortgage Products, Nord-Pas-de-Calais, Paris-Île-de-France, Pays-de-la-Loire, Picardy, Poitou-Charentes, Provence, Re-Mortgage, Renovation, Rhône-Alpes, UK, Upper-Normandy | Comments Off
Tuesday, April 27th, 2010
May 1, La Fête du Travail (Labour Day), is one of most important Bank Holidays in France. Apart from the boulangerie selling fresh bread and breakfast croissants just about everything else in France is closed. That includes Estate Agents, banks, petrol stations, food shops, other retailers and public services. Many French people make it a long weekend, so you may also find businesses closed on Friday.
Be aware that this year May 8, May 13 and May 24 are also public holidays in France, although generally supermarkets will be open for part of the day.
Best French Mortgage online portal will always be open, of course, so you will still be able to apply for a French mortgage and organise your financials before house-hunting resumes next week. We will find you the best French mortgage from top tier French banks and mortgage providers. We don’t charge clients for our mortgage broking services.
Best French Mortgage are the leading online French mortgage broker:
Click here to apply for your French Mortgage.
Tags: fete du Travail, French bank holiday, French Lifestyle, French Mortgage, french mortgage advice, french mortgage broker, french mortgage checklist, french mortgage glossary, french mortgages, French public holiday, Jayne’s says, Labor Day, Labour Day
Posted in By Country, By Region, Client Information, French Lifestyle, Jayne's says | Comments Off
Monday, February 15th, 2010
Mardi is French for Tuesday and Gras literally means Fat. Mardi Gras is the day before the beginning of Lent, when Christians used to empty their larders of butter and eggs. Hence, eating pancakes became a tradition of Mardi Gras.
Mardi Gras is also a day for celebrations and parades. Rio does it, New Orleans does it, Sydney has a ball. In France Mardi Gras marks a fortnight of celebrations on the French Rivieira.
The Nice Carnaval is famous for fabulous masked parades, flower battles and a parade of lights. During the flower parade, 100,000 flowers are thrown at the crowd from 20 floats.
Best French Mortgage are the leading online French mortgage broker:
Click here to apply for your French Mortgage.
Tags: French Lifestyle, French News, Jayne’s says, Mardi Gras, Pancake Day, Shrove Tuesday
Posted in France, French Lifestyle, Jayne's says, Uncategorized | Comments Off
Saturday, February 13th, 2010
Believe it or not, the first Valentine’s Day card was sent by a Frenchmen. When Charles, Duke of Orleans, was held in the Tower of London after being captured at the Battle of Agincourt in 1415 he wrote poems for his wife Bonne, real Valentines. About sixty of them remain; they can be seen in the British Museum.
The French celebrate Valentine’s Day with gifts such as chocolates and flowers. Expect to see long queues outside chocolate shops as each customer chooses an individual selection of handmade chocolates for their amour. Le chocolatier doesn’t compromise on service just because there’s a crowd.
French restaurants offer fixed price candlelit dinners for couples and because every table in a restaurant is restricted to two people it an be very difficult to get a reservation for the 14th February.
If you can’t get to France for Valentine’s day, why not bring a little French romance to your declaration of love? Crazy for them? “ Je t’aime à la folie.” Love them with all your heart? “Je t’aime de tout mon coeur.”
My favourite is from Frenchwoman George Sand: There is only one happiness in life, to love and be loved. “Il n’y a qu’un bonheur dans la vie, c’est d’aimer et d’être aimé. ”
Best French Mortgage are the leading online French mortgage broker: Click
here to apply for your French mortgage.
©BestFrenchMortgage
Tags: French Lifestyle, French News, Jayne’s says, Valentine's Day
Posted in France, French Lifestyle, Jayne's says | Comments Off
Monday, February 1st, 2010
In France they don’t wait for Shrove Tuesday (Pancake Day) before they start flipping pancakes.
The Catholic holiday of Candlemas, on 2 February, is called la Chandeleur in France . Candlemas comes 40 days after Christmas, so while Shrove Tuesday (Mardi Gras) moves around with the date of Easter, Candlemas always falls on 2 February. Traditionally the French celebrate la Chandeleur with pancakes. And there are traditions within traditions.
Everyone in the family has a go at tossing the pancakes, which might sound simple enough. However, traditionally in France you must hold a coin in your writing hand and the pancake pan in the other hand. The reward for a successful toss of the pancake is prosperity for the year ahead. La Chandeleur pancake tossing starts after 8pm, traditionally by candlelight of course.
In the days when France was largely an agricultural economy, people believed that if they ate pancakes at Candlemas, they would be ensured a good harvest in the upcoming year.
Best French Mortgage are the leading online French mortgage broker: Click here to apply for your French mortgage.
©BestFrenchMortgage
Tags: French Lifestyle, French News, Jayne’s says, Pancake Day
Posted in French Lifestyle, French Property News, Jayne's says | Comments Off