Even lower interest rates for French Mortgages
Even lower interest rates for French mortgages as Euro interest rates for French mortgages have come down over recent weeks. Mortgages are now available from just 2.30%.
As ever, different clients end up with different rates. Some clients want the security of a fixed rate throughout the term, some want a cap on the maximum cost of a variable rate mortgage and some want to spread the repayments over as long a period as possible. It’s important to specify which lending terms are important to you.
The best way to secure the lowest interest rates is to put up a larger personal contribution. Clients who ask for 85% loan-to-value are asking the bank to take 85% of the risk, so of course the bank wants a higher interest rate. Clients who have 30% deposit will always be offered better initial terms which will keep costs lower throughout the whole mortgage repayment.
When you apply via Best French Mortgage we will always look for the best French mortgage for you and your individual circumstances. Use the Any Other Information box to let us know whether you could increase your deposit for a better mortgage rate.
We don’t charge fees. We are committed to finding the Best French Mortgage, whatever your requirements.